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SpireStocks.com - Terms of Service
Welcome! By using SpireStocks.com, you agree to be bound by the following terms and conditions (the "Terms of Service"). 
Altering and/or Attempt to re-engineer SpireStocks.com software/content

The user agrees, by accessing SpireStocks.com that they will not attempt in any way to alter the content or take any actions to try to gain any further insight and/or understanding of how the SpireStocks.com model works other than that which is already explained in the existing content throughout the web-site. You also agree not to reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information available on this Site in any manner without the express written consent of SpireStocks.com, nor to use the information available on this Site for any unlawful purpose. You agree to access the information available on this Site manually by request and not programmatically by macro or other automated means. SpireStocks.com may point to other sites that may be of interest to you but for which SpireStocks.com has no responsibility. Further inquiries can be made via e-mail to notification@spirestocks.com; although, answers are predicated whether or not the inquiries fringe on propriety or information protected under the copyright or intellectual property rights of SpireStocks.com. Other attempts to gain access to information not readily available already through SpireStocks.com are strictly prohibited. 

Please note that the SpireStocks single order of merits are updated every day; thus, your suggested SpireStock Portfolio is highly influenced, by the day you subscribe and the initial amount you invest; although, the single order of merits change ever so slightly from day to day; thus, do not fluctuate drastically. Moreover, your suggested stock portfolio can be suggested for re-allocation based on the amount in your reserve account compared to the amount you have already allocated to stocks.

Therefore, one’s suggested SpireStocks portfolio should not/can not be explicitly shared with other investors

Moreover, the systematic and automated suggested buy and sell triggers are again based on your subscription date and the amount of your indicated initial investment.  This SpireStock automatic and systematic feature buys more shares when the price is low (dips) and sells at a noteworthy gain.  Thus, once again sharing information with other users based on your initial investment and subscription date may not be beneficial and can be a detriment to another user regardless of your intentions.

Please also note that the suggested triggers to buy and sell are based on your initial investment to include the date.  The SpireStock suggestions are only as good and accurate as the timely actions taken by the individual investor to ensure that SpireStocks.com is appraised of accurate information from the individual investor.

The editing tool interface is designed for that purpose in the unlikely event that the individual investor is compelled to disregard or alter the SpireStocks.com suggestions.

In summary, SpireStocks suggested actions are intended for the individual paid subscriber and shall not be shared with any other user, whether they are a SpireStock.com subscriber or not.  This is not intended to discard the promotion of SpireStocks or the discussion with other subscribers, but suggested automated triggers should not be shared, since they may cause confusion or be detrimental to another user that could have slightly different suggested actions.

Additional Fee for Portfolio Values Greater Than or Equal to $750K

At any time during the subscription period, if your portfolio value is greater than or equal to $750K, SpireStocks.com will charge a 10% fee based on the gains of the portfolio calculated by taking ten percent of the gains of the average portfolio value during the last ten days before subscription expiration.  This fee is in addition to the regular software subscription fee and ONLY applies to portfolios which exceed or are equal to $750K in value at any time during the subscription period.  The additional fee will be due/payable no later than fourteen (14) days after the current subscription expiration date.  Repeat, this additional 10% fee of portfolio gain applies only to those portfolios’s that exceed or are equal to $750K in value at any time during the current subscription period and is in addition to the regular online software subscription fee.  As an example, lets say that the average portfolio value in the last ten days of expiration was exactly, $5M and the gains on the portfolio at expiration were 25%, or $1.25M.  The 10% fee of gains would then calculate to be $125K.

Changes in Terms and Conditions

We reserve the right to modify these Terms of Service from time to time without notice. Please review these Terms of Service from time to time so that you will be apprised of any changes.

Disclaimer of Warranties

YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIAL OR DATA THROUGH THE USE OF SPIRESTOCKS.COM AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA.

Disclaimer of Personalized Investment Advice

YOU UNDERSTAND THAT SUGGESTIONS FROM SPIRESTOCKS ARE SUGGESTIONS ONLY AND SHOULD NOT BE CONSTRUED AS INDIVIDUAL ADVICE.  SPIRESTOCKS IS NOT REGISTERED AS AN ENTITY THAT IS AUTHORIZED TO GIVE PERSONALIZED INVESTMENT/FINANCIAL ADVICE.  THE SUGGESTIONS FROM SPIRESTOCKS.COM ARE BASED ON A SYSTEMATIC AND AUTOMATED APPROACH AND METHODOLOGY AND DOES NOT CHANGE FROM USER TO USER, PROVIDED, THE INITIAL AMOUNT INVESTED AND THE DATE OF SUBSCRIPTION IS THE SAME. 

IN SUMMARY, SPIRESTOCK SUGGESTIONS ARE SUGGESTIONS, AND, ULTIMATELY EACH PERSON IS RESPONSIBLE FOR DECIDING TO ACT ON ANY SUGGESTIONS, AND, IN THIS CASE, THE SUGGESTIONS MUST BE ACTED ON THROUGH A REGISTERED/LICENSED BROKER FOR WHICH SPIRESTOCKS.COM IS NOT.

SpireStock’s Owners Disclosure of Interest in SpireStocks

The Owners of SpireStock’s have an interest in the stocks suggested, since the owners utilize the SpireStock’s approach and methodology similar to the individual subscribers.  The reason is because SpireStocks.com works, as demonstrated by the demonstrated SpireStocks.com performance.

Limitation of Liability

Without limiting the foregoing, under no circumstances shall SpireStocks.com be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.  The SpireStocks.com web-site is hosted by a separate entity on a separate server and SpireStocks.com shall not be responsible for any delayed service, as a result of delays and/or failed services provided by the company hosting the SpireStocks.com web-site.

Miscellaneous Provisions

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by SpireStocks.com owners.

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